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  <body>&lt;ol&gt;
&lt;li&gt;You're super-freakishly happy.&lt;/li&gt;
&lt;li&gt;You think you're all badass.&lt;/li&gt;
&lt;li&gt;You end up earning less than Schmo.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Why?&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;span class="highlight"&gt;&lt;strong&gt;Happiness makes you complacent with $$$.&lt;/strong&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span class="highlight"&gt;Instead of trying to improve yourself, you settle for "This is who I am! I am so proud of myself!"&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;So, you continue doing what you're doing -- never really improving on how you financially live your life.&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Boos all over the world to you.&lt;/p&gt;
&lt;p&gt;Are you crying?&lt;/p&gt;
&lt;p&gt;Good.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;You're one step closer to being financially successful.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Hooray!&lt;/p&gt;
&lt;h2&gt;How Happiness Destroys Your Pocketbook&lt;/h2&gt;
&lt;p&gt;&lt;span class="highlight"&gt;&lt;a href="http://money.cnn.com/2008/05/30/pf/chatzky_happiness.moneymag/index.htm"&gt;Research&lt;/a&gt; says people who rate their happiness a 10 earn less than those who rate their happiness levels at an 8 or 9 (peak earners).&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;10s tend to:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;strong&gt;overspend&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;span class="highlight"&gt;&lt;strong&gt;save less&lt;/strong&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;pile on debts&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;The conclusion:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;span class="highlight"&gt;Yes, you can be super happy.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;But, don't blind yourself with superficial happiness.&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&lt;span class="highlight"&gt;Even if you're financially awesome, you can still (1) cut costs, (2) earn more, and (3) boost that mother-kereffen bottom-line for you/your-company/your-world.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Winner!&lt;/p&gt;
&lt;h2&gt;The Action Plan&lt;/h2&gt;
&lt;p&gt;Try this:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;List out all you/your-company's expenses.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;See how you can save 5% this month.&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;span class="highlight"&gt;&lt;strong&gt;Repeat for subsequent months.&lt;/strong&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&lt;span class="highlight"&gt;Grate those costs like mutha-effin' swiss cheese that's dying to shred itself like a two-headed ostrich.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Win.&lt;/p&gt;
&lt;h2&gt;Live like you suck.&lt;/h2&gt;</body>
  <created-at type="datetime">2008-06-02T22:41:00-07:00</created-at>
  <favorite type="boolean">true</favorite>
  <id type="integer">659</id>
  <permalink>how-happiness-makes-you-poor</permalink>
  <points-required type="integer">0</points-required>
  <title>How Happiness Makes You Poor</title>
  <updated-at type="datetime">2009-11-06T21:45:47-08:00</updated-at>
</tip>
